Macquarie Warns of 25% Profit Tumble, Shares Fall Macquarie Group, Australia's top investment bank, tipped a 25 percent drop in net profit for the year, double the fall analysts were expecting, as weak markets hit its trading and investment banking businesses. Its shares sank as much as 5 percent after it warned that its full year profit would slide. Banks Already Slipping Through New Capital Requirements The French bank Credit Agricole is planning on major changes to the way it operates in order to avoid new capital requirements being imposed by global financial regulators. Running Robo-Settlement Numbers A potential $25 billion settlement between the nation?s four largest banks and the 50 state attorneys general over faulty foreclosure processing is imminent. JPMorgan Settles Overdraft Fee Case for $110 Million JPMorgan Chase has agreed to pay $110 million to settle consumer litigation accusing it of charging excessive overdraft fees. Financials Above Book Value? Shares of U.S. financials have been off to the races so far in 2012. Now, there's another sign that sentiment towards the big banks could be shifting on Wall Street. Fast Money trader Brian Kelly weighs in on the regional financials. Now Is the Time to Buy Europe Bank Stocks: CIO European financial stocks look more attractive during a ?sweet spot? between market fears about a euro zone recession and liquidity coming into Europe's banking system, Bill O'Neill, chief investment officer of Merrill Lynch Wealth Managment for EMEA, told CNBC Monday. China Addressing Capital Crunch Facing Banks: Analysts China?s Central Huijin Investment Co.?s plans to cut the dividend payout ratio for three of its ?Big Four? lenders, is a sign that Beijing is waking up to capital constraints facing the banking sector, Fraser Howie, Managing Director at CLSA Singapore, said. Regulator to Challenge European Banks' Capital Plans The European Banking Authority is to challenge a significant proportion of the capital restructuring plans put forward by the continent?s leading banks to meet tough new capital requirements, say three people familiar with the process. The FT reports. China Cuts Dividend Payouts for State Banks China's Central Huijin Investment Co, the state parent of the country's "Big Four" state banks, said it would cut the dividend payout ratio for three lenders to help relieve their capital strains.